This policy covers loss of or damage to property insured directly caused by almost all kinds of losses which includes :
Riots, strikes, earthquakes, volcano eruption, tsunami, flood, avalanche, storms, vehicle crash and theft.
Specially marketed for : Apartments and condominiums, malls and shopping districts,
office buildings, hotels, hospitals, universities, colleges, newspaper publishing companies, water transportation,
trains/railway stations, air transportation, telecommunication companies, broadcasting studios, factories, pulp and paper plantations,
steel factories, tobacco plantations, coal mines, food and beverages factories, vehicle factories, cement factories, and many more.